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customer education center

* To Report lost or stolen Caldwell Bank Debit Card call 1-800-500-1044. This number is available 24 hours a day, 7 days a week.

On May 20, 2009, the temporary increase in the (SMDIA) standard maximum deposit insurance amount to $250,000 per depositor was extended through December 31, 2013.


Caldwell Bank & Trust Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.


Due to Federal Reserve check processing changes, if holds are placed on funds shorter time frames will apply.