FDIC Insurance

Caldwell Bank & Trust Company recognizes the importance our customers place on the privacy and security of their personal information. Our goal is to protect your personal information in every way that we interact with you, whether it's on the telephone, in our lobby, at one of our ATMs, or on the Internet.

Funds Availability Changes

If your deposit is subject to hold restrictions, the first $200.00, instead of $100.00, of your deposit will be available for withdrawal on the next business day. This new funds availability provision is effective July 21, 2011.


Due to Federal Reserve check processing changes, if holds are placed on funds shorter time frames will apply.