Accounts | Savings

Caldwell Bank and Trust Company has many savings accounts designed with your future in mind. Whether you're looking for a short-term solution or planning for a happy retirement, we have an account that will help you reach your financial goals.

To help you decide which account will meet your needs, take a moment to review our Savings & Money Market Comparison.

TO MAKE THE CHOICE EASIER, TAKE A MINUTE TO REVIEW OUR PERSONAL Savings COMPARISON.

Savings Money Market Christmas Club
Minimum Opening $100.00 $2,500.00 N/A
Minimum Daily Balance to Avoid Service Charge $100.00 and Over
$5,000.00 N/A
Monthly Service Charge* Daily Balance Below $100.00 - $10.00/QuarterDaily Balance Below $5,000.00 - $4.00/Month N/A
Interest Bearing
** See Note Below*
Electronic Statements or Paper Statements


Online Banking & Mobile Banking


Additional Fees May Apply (See Schedule of Account Fees)


*Requires a maximum of 49 deposits of $5.00, $10.00, or $20.00 based on the club selected. Upon account holder completing 49 payments, the 50th payment will be made by the bank as a bonus. Club Accounts mature the first week in November.

**Requires $2,500.00 daily minimum balance to obtain Annual Percentage Yield (APY).

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.